CHECK CASHING

Where Can I Cash a Check Near Me?

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Skip The Wait

Our check cashing services are streamlined, easy, and have no holding period!*

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FORGET THE BANK

You’re busy, we understand. Forego the long wait times and limited bank hours, Speedy Cash is open to cash all types of checks evenings and weekends!

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GET INSTANT CASH*

You don’t need to wait for funds to become available, get immediate access to your funds!

*Subject to verification and cash limits.

Speedy Cash Check Cashing Service

No Bank Account? No Problem! You're not alone – over 7 million U.S. households are in the same boat. Speedy Cash is here to cater to your check cashing needs with outstanding customer service, flexible hours, and same-day cash.*

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Fees to Cash a Check

Concerned about the fee? We understand. We want to make sure our fees are fair and competitive compared to other local check cashers. The fee to cash a check can very depending on your state of residence and the type of check. Typically, for cashing payroll and government checks, we charge a fee ranging from 2% to 2.5% of the check amount. Our minimum fee to cash a check starts at just $2! 

*Subject to verification and stores’ on-hand cash limits.

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How to Cash a Check

1

VISIT YOUR NEAREST SPEEDY CASH STORE TO CASH A CHECK

Exceptional customer service and accessible locations are our top priorities and help make a great check cashing experience. We are conveniently located near you, so stop on by! Call us at 1-866-91-MONEY to find a store or use our online store locator tool. 

2

PROVIDE A VALID GOVERNMENT-ISSUED ID

We confirm your identity, validate the check, identify the issuer, and verify the amount during all check cashing transactions for our customers.

3

WALK AWAY WITH CASH IN HAND!

After everything is verified and you cash your check, you can typically receive your money on the same day without any delays or holds.

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Types of Checks Accepted

Your convenience is our priority, and we aim to be your go-to check cashing store. We offer competitive rates for Check Cashing, and service that can’t be beat when you cash a check with Speedy Cash. Which types of checks does Speedy Cash accept? 

  • 401K and IRA checks
  • Bank drafts
  • Benefit checks
  • Bonuses
  • Cashier's checks
  • Government checks
  • Insurance checks
  • Loans
  • Money orders
  • Payroll checks
  • Personal checks
  • Settlements
  • Stimulus checks
  • Student loans
  • Tax refunds
  • Unemployment checks

Speedy Cash is more than just a check cashing store. Explore our Store Services for a complete overview!

Need a little more money?

Check out our loan options in your state.

Check Cashing Help Center

Have a few more questions before using our check cashing services? We’ve got you covered.

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© 2024 Speedy Cash. All Rights Reserved.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

†Instant funding is not applicable for all debit cards and is not available in Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

Green Dot: Must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Company is licensed by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.

California: Compañía está autorizada por el Departamento de Protección e Innovación Financiera bajo la ley de Transacciones Depósito Diferidas de California, Cal. Fin. Código § 23000, et seq.

Customers who are California residents may request information from us to know what personal information we may collect, have, or maintain about them and what we do with it per the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). If you are a California resident and wish to make a request under CCPA or CPRA, click on the “Do Not Sell or Share My Personal Information” button or link.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Oregon: Licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #0267-004-S.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM . If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.